Now it seems many users are actually searching for “Where is the Routing Number on a Check”. In this page today, you can simply get to learn where the routing number is on a check.
Popular banking transactions such as online bill payments, check processing and some others require the use of a bank routing number. The routing number actually appears as a nine-digit number that simply identifies your bank in a financial transaction.
Where is the Routing Number on a Check
Now before I proceed further, there are some things that need to be taken care of. Will love to first tell you what the routing number is and also when you will actually need them, you just have to read on.
And when you are reading you should make sure not to skip, when you do then you might miss something very important.
What is Routing Number
Routing numbers are simply identified by a nine-digit number that also represents your bank or credit union in a financial transaction. Think of the routing number as a numerical address that allows or enables easy transactions such as sending and also receiving money from other financial institutions by your bank.
It also helps you to identify the financial institution responsible for ensuring payments and even getting the payment forward to the right place.
According to history, routing numbers were simply introduced in 1910 by the American Bankers Association for processing checks. The routing numbers also come in different names like ABA routing numbers or routing transit numbers.
Nowadays, the number is now required for a variety of banking transactions such as direct deposits, wire transfers, payments through phone, and even payments using applications like Venmo, and more.
When You Will Need Your Routing Number
For most financial transactions the routing number is actually needed to simply complete the transactions in the United States. Knowing what a routing number is and also how to find it, will help you to make a financial transaction such as the following:
- Set up direct deposit.
- Check processing
- Pay a bill online or by phone
- Make a wire transfer
- Send and receive wire transfers
- Automatic loan payments or recurring transfers
- Reordering checks
- Connecting a budgeting app to your bank account
In addition, you also need a routing number when you then want to file taxes to simply receive your tax refund or debt, a tax payment, and many more.
Where is the Routing Number on a Check?
If you are actually thinking about where the routing number on the check is, there are multiple ways where you can just find the routing number on the check. You can also find your routing number alongside your account number at the bottom left corner of your checks that are issued by your bank.
The routing number also appears as the first nine digits located at the bottom left corner of your check. Magnetic ink character recognition (MICR) is even used to print the number. However, if you do not have a check to find the routing number, you can just search in other places such as:
- Your bank statements
- Online banking
- Your monthly statement
- Through your bank’s phone customer service
- The American Bankers Association’s routing number lookup.
You should also keep in mind, it’s actually possible that the routing number will change. Therefore, it is very important that you simply call your bank branch to confirm your routing number to just avoid providing the wrong number while making a transaction online or anywhere that simply requires providing a routing number.
Bank of America Routing Numbers
|Illinois (South and Chicago Metro)||081904808|
Chase Routing Numbers
|New York (Downstate)||021000021|
|New York (Upstate)||022300173|
Wells Fargo Routing Numbers
|Texas (EI Paso)||112000066|
Routing number vs. account number: What’s the difference?
Now you should just keep in mind, there is a big difference between the routing number and the account number. A routing number actually helps to identify a specific bank and an account number helps to identify a bank account.
How do I find my bank’s routing number?
You can also find your routing number in the bottom left corner of a check before your account number.
How do I find my bank’s routing number without a check?
Other ways where you are also able to find routing numbers without a check simply include bank statements, bank website or mobile app, bank phone customer service, and monthly statement.